I asked Chatgpt to load actions and actions of £ 20k ​​Isa – see what he chose

As an experienced investor, what I choose for my actions and actions Isa is largely issued for what I already have.

For example, I would not buy Ftse 100 of giant defense BAE systems Today, even though he goes to the gangbusters, because I loaded last year.

Then, while investigating the shares of this year, I decided to call the ai ​​to ask him what he should do if he was a rookie. I suspect that many Isa investors are doing that, but would urge caution.

His first choice was Reckitt Benckiser

As Chatgpt admits himself, he is not a sharing collector. He also makes mistakes. But it's still fun to play.

I asked him to suggest five FTSE 100 actions in five different sectors, offering a mixture of dividends and long -term growth.

His first choice was consumer goods and the health specialist. Reckite Benkis (LSE: RKT). ChatGPT points out that he has brands known as DECTOL, Nlow, Durex and Finishand benefits of constant demand for hygiene, health and domestic products.

“This makes it relatively resistant to recession, while the strong power of prices and innovation maintains income growing.” Said.

This is true, although it is not the complete story, which shows why vital investors do their own research. Reckitt's actions actually work lower than 10 years ago, since the cost of living crisis reached sales and the Board fought with strategy and delivery.

To be fair, Chatgpt said that “The most cheaper brand products competition is another risk, especially if consumer spending hardens.”

However, the price of Reckitt shares has increased 20% in the last year, in addition to a 3.89% dividend yield. It is a decent portfolio construction block, but investors must deepen more than simply ask a robot.

Chatgpt then a stock that I already owned is named: Insurance and Assets Manager Legal and General Grouppraising his “High and sustainable dividend yield”.

Obviously, I cannot disagree with that, although again, he urges precaution because the profits have probably been irregular, and the growth of the prices of the actions is irregular.

My friend Robot then set out Red Riversaying that the global miner should benefit from the transition of green energy and pay strong dividends when the prices of the basic products are high.

Rightly, he warns about volatile basic products and Chinese deceleration. I think it is worth considering Rio, but only with a minimum 10 -year view, since the term in the short term seems irregular due to high interest rates and commercial wars.

<h2 class="wp-block-heading" id="h-decent-spread-of-ftse-100-stocks“>Decent difference of ftse 100 shares

My next robot choice is the pharmaceutical giant Astrazenecathe largest company in the United Kingdom (where does Chatgpt, get your inspiration from?!)

It is difficult to argue against this, given a solid long -term growth and dividends, and the growth opportunities as humanity gets older and more sick.

I do not agree with the final giant of the selection, electricity and transmission of chatgpt gas National grid. It has been seen as a solid rock dividend growth stock for years, but as it prepares to invest £ 60 billion in the green transition, it is under more pressure than I like.

The United Kingdom infrastructure projects generally run over time and budget, and I would not be surprised if National Grid was forced to repeat last year's capital increase.

Other investors are still optimistic. Investing is very personal. artificial intelligence is fun, but does not replace the real.