I asked ChatgPP to appoint 5 FTSE actions for the perfect SIPP. This is what he chose

The recent volatility of the stock market could be a good opportunity for long -term investors to fill a personal pension or inverted SIPP.

Investment in pensions is a long -term game. Load the actions when prices have dropped as today can be the perfect time to start, for those who can support short -term risks.

With that in mind, I decided to have fun asking Chatgpt to name five Ftse 100 stocks to create the perfect SIPP. I asked to spread my risk in five different sectors, to avoid duplication.

Unilever is a defensive stock

I should start by saying that Chatgpt is not a collected or actions advisor. It simply increases other people's opinions from the web, and must be approached with caution.

He played safe when he reached five of the largest actions in the United Kingdom. While it is worth considering, at least three are much more risky than chatgpt.

The first election was the consumer goods specialist Uneilever (LSE: ULVR), which has a portfolio of family name brands, included Pigeon, Hellmann'sand Ben and Jerry'sthat people continue to buy in the good and bad times.

“It is very generative in cash and pays a consistent dividend,” Chatgpt rurrs, adding, “The global scope and the power of the brand mean that inflation can be transmitted through price increases.”

The price of Unilever shares has dropped 3% in the last month, but that is quite decent given the volatility of the current market. More than 12 months, it has increased almost 20%. The final yield is 3.2%.

Unilever missed the course when the group became too extensive, while the cost of living crisis squeezed consumers and increased entry costs. Chatgpt did not mention that. Investors must do their own research before buying and seeing what human experts have to say.

His second election was the Financial Services firm Legal and General Groupwhich now has a bumper of a yield of 9.25%.

My Buddy Robot did not mention that the price performance of the shares has long been poor. Personally, it would favor a safer rival Aviva.

Then, ChatGPT chose the electricity operator and gas infrastructure National Gridhighlighting their regulated profits and reliable dividend yield.

These ftse 100 have hidden risks

He claimed the utility “It has a growth potential by investing in clean energy infrastructure“, Neglecting to mention that tens of billions must invest to get there. Last year, he asked the investors more effective. Personally, I would not buy it (despite that juicy yield of 5.6%).

The next selection of my bot bro is a high in the risk scale: Spirits Giant Diageo. The shares have dropped 30% more than a year and 50% in three.

While Chatgpt points to his “Strong margins and pricing power in the premium beverage segment”He does not mention the warning warnings or that young people are drinking less alcohol. Buyer Be careful here: Do not blind the robots.

The final choice is the oil giant BPthat chatgpt states that it is “Invest strongly in renewable energies to boost the business as the energy panorama evolves”.

That is simply bad. BP has just yielded Net zero plans to focus on fossil fuels. Chatgpt also states that BP remains “An cash machine“, But I fear that you repurchase them and dividends will share from here as oil prices slide.

Like all the actions, the five listed here have pros and cons. A quick search in Chatgpt is not enough. I will continue to investigate my own actions, instead of relying on robots.