Only 4% of the world population currently have bitcoin (btc), with the highest concentration of property in the United States, where it is estimated that 14% of people have btc.
According to an investigation <a target="_blank" data-ct-non-breakable="null" href="https://river.com/learn/files/river-bitcoin-adoption-report-2025.pdf?ref=blog.river.com” rel=”null” target=”null” text=”null” title=”null”>report De River, a btc financial services company, North America remains the continent with the highest adoption rate between individuals and institutions, while Africa is currently the lowest with only 1.6%.
In general, the adoption of btc tended to be greater in more developed regions than in developing regions. River estimates that btc has only achieved 3% of its maximum adoption potential, indicating that the digital currency is still in the early stages of global adoption.
The bitcoin adoption route is still only 3%. Fountain: <a target="_blank" data-ct-non-breakable="null" href="https://river.com/learn/files/river-bitcoin-adoption-report-2025.pdf?ref=blog.river.com” rel=”nofollow noopener” target=”_blank” text=”null” title=”https://river.com/learn/files/river-bitcoin-adoption-report-2025.pdf?ref=blog.river.com”>River
The Financial Services Company reached the 3% figure when calculating the total directable market of bitcoin, which includes governments, corporations and institutions, with only 1%.
River also took into account institutional property and individual property rates to reach the metric of 3%.
Although bitcoin has traveled a long way since its first days Cypherpunk, recently becoming a reserve asset of the United States government, several obstacles are brought on the path of adoption of bitcoin mass on a global scale.

bitcoin estimated property by geographical region. Fountain: <a target="_blank" data-ct-non-breakable="null" href="https://river.com/learn/files/river-bitcoin-adoption-report-2025.pdf?ref=blog.river.com” rel=”nofollow noopener” target=”_blank” text=”null” title=”https://river.com/learn/files/river-bitcoin-adoption-report-2025.pdf?ref=blog.river.com”>River
Related: bitcoin Risks Weekly closes below $ 82K in US btc Reserve disappointments
What is stopping mass adoption?
bitcoin is at the intersection of technology and finance, two issues that are dense enough, much less together.
The biggest problem faced by bitcoin's mass adoption is the lack of financial and technical education, which feeds the wrong concepts about btc, including the idea that it is a scam or a Ponzi scheme.
Digital assets are also known for high volatility: a friend of the merchant in the short term, but the enemy of any person who uses btc as a means of exchange or a value reserve.

A 2023 Chainysis report revealed that the established ones were the most transferred digital asset in Latin American counties. Fountain: CADE ANALYSIS
High volatility disproportionality affects residents in developing economies, who have resorted to the stable of US dollars such as a digital value reserve due to their low transaction rates and their relative stability compared to other cryptocurrencies.
During the recent Cryptographic Summit of the White House on March 7, the Secretary of the United States Treasury, Scott Besent, announced that the United States will use Stablecoins to guarantee hegemony in US dollars and protect his state as the global reserve currency.
Magazine: bitcoin payments are being undermined by centralized stablecoins